Pledge Equipment

The costs of implementing security. They are divided into two groups: one – public duties, taxes, service brokers, advertising costs, legal fees – can take up to 25% of market value, and the second – the cost of dismantling, transportation and subsequent installation and commissioning of equipment – can be up to 5-10%, in particularly severe cases – up to 25%. Depreciation at the end of the loan agreement. Obsolescence due to the decline competitiveness of the object in the market compared to similar, more sophisticated objects and changes in the market. Physical depreciation is a consequence of physical aging facility and a partial loss of his performance.

Equipment to the physical wear and tear more than 70-80% is considered illiquid and are generally not accepted by the bank as collateral. The value of obsolescence can be defined to reduce the price of similar new equipment over time, taking into account inflationary changes. Advisable to reduce the discount to the bank at the maximum rate of physical or mental deterioration. So, the real obsolescence of computer equipment up to 30% a year, and physical – 15%. In practice, the moral and physical are not summarized discounts, or taken the greatest of them, or some combination of the weighted average. Prognostic value of the equipment.

This rate of price reduction regarding the market value of equipment at the time of a possible foreclosure on collateral. The maximum period before the implementation period is considered as a loan agreement, extended for one year (ie laid negative scenario in bankruptcy, litigation, etc.). The forecast value is calculated on the basis of price trends over time in the past, the obvious trend changes in market value of property in the future, taking into account depreciation. Click Jayme Albin to learn more. Trends in market value considered obvious, when for a long time (at least% of the term for which is expected to to provide a loan) market value varies in a certain direction uniformly, without sharp fluctuations.

Online Business

Now the world is rampant global financial crisis … Whom he has not touched? Probably, everyone felt the economic impact of this scourge. Someone fell profit, someone lost their jobs, many businesses diminishes speed or stop production altogether. There is a perception that the crisis has blown media event, they expounded a blatantly so that today, even grandmothers sell glass semochek not for 3 and 5 rubles: "in connection with the crisis." And as the crisis impact on the online sphere? What are its area exposed to the crisis, and which thrive? Naturally have difficulty ISP. Internet users prefer the cheaper rates, trying to cut spending, exacerbated by competition. Ordinary users is on hand as held the shares, and appear more attractive new prices. Online stores have declined in sales, but the decrease in profits here much smaller than in real shops as well as renting a server is significantly cheaper than rent.

During the crisis, from large Internet projects, possibly decreasing the growth rate of profit, but they do not lose visitors. The search engine Yandex, for example, in January 2009 had an audience of 18,231,200 people per month and in June of 2009 – already 19204400. And the more the number of users, the higher the income. Profiting from the search engine optimization sites also have no problems – Current income persist, and in most cases increased only slightly corrected crisis. Profit from sites that earn on search engine optimization, usually gets for posting links. Payment is not the views or clicks the link, but for the time of placement. In general, the impact of the crisis exposed the online business is much less, possibly because no direct connection with the production of goods and services. And perhaps, now it's time to take online projects as a means of investment. On this Site

Award Food

Food for dogs and their training. When we bring a puppy home have the temptation to treat him as a human being, and not we can never forget that they are animals and that we must educate them like animals, without wanting this to say no them we can love and give them large amounts of affection. If we don’t train them from puppies we can create, unintentionally, a tirana pet that will become the master of the House. The lunch and food are basic in the training process. On the one hand it is the routine and discipline that is imposed at lunchtime. cause. One of the first rules of coexistence which have been imposed upon the animal is has always eat after its owners, thus respecting the hierarchy of the home. They have to learn that human beings are the owners and they are subordinate. They have to follow a strict routine with respect to meals and no feed them when they ask for it.

Only when the owners have eaten and picked up. So they’re healthy and strong you need to take quality pet food. On the other hand, the food as Award is one of the bases of training processes. To reward dogs for good behavior there are a few special pet treats. Sweets should not give to humans, since they are harmful, even toxic to your health. It is can also reward them with small pieces of food that they like also. But never should be given food when the owners are eating, since they become accustomed, or pieces of bones, which are dangerous for them and can cause choking or damage the digestive system.

Buen Retiro Park

When you ask people to describe to Madrid in a few words, they almost never use the term nature. Maybe words such as traffic, capital and culture are much more common. The majority of the people is unknown that Madrid is also nature. On the outskirts, as in the very centre of the city there are plenty of green areas and large natural spaces. It is the case of Park del Retiro and Casa de Campo or places such as the Lakes of the South, the Natural Park of the Summit or the National Park of the Sierra de Guadarrama or Hayedo de Montejo. Madrid is much more than culture, tourism and nightlife. Mountain sports and nature lovers can practice trekking, climbing, agritourism, paintball, cycling, horse riding, canoeing, etc. One of the greatest wonders of the capital is the Natural Summit, circus and Penalara Park.

Penarla Summit is the highest Summit of the Sierra de Guadarrama with 2,430 metres above sea level. This whole area is full of fantastic glacial lagoons like Laguna Grande or Pepe Hernando and summits, such as the two sisters. One of the natural treasures Madrid par excellence is the Hayedo de Montejo. Beech is a huge 250-hectare forest formed by you and located on the Sierra of Ayon. Declared Natural site of national interest in 1974, has trees with more than 250 years. Among the most common fauna species such as foxes, wild boar, the Wildcat, otter, the Dipper, etc.

But does not lack that you leave on the outskirts of the capital to find green spaces in the same city there are huge parks, such as the Casa de Campo, the largest public park in the municipality with an area of 1.722 hectares. Among other things, you can go jogging, there is a huge Lake, picnic areas etc. This is considered the main lung of Madrid, along with the Buen Retiro Park. Among its flora there are trees such as poplars, pines, Oaks, bananas, chestnut, willows, ash trees and species of aromatic plants. As you can see, Madrid and nature are synonymous see its part more green. Rent the best apartments in Madrid and enjoy the fusion with nature.